a father living and teaching a debt-free life!
Life is Better Without Worry. I was sitting on my deck recently watching my kids in the yard play their version of football. It basically consisted of one of them throwing the ball to the other. And then the one without the ball tried to tackle the one with the ball. If they made the tackle, then they would start...
Lessons on Risk and Behavior from the Tragic Tale of the RMS Titanic. On April 14, 1912, the RMS Titanic struck a large iceberg in the North Atlantic. It was a colossal disaster. It only took 2 hours and 40 minutes for the the most advanced, state-of-the-art ship at the time, to sink to bitter cold depths of the north...
Think You Can’t Live Without a Credit Card?? Think Again. For the last 20 months, I haven’t had a credit card. Not a single one! And my wife hasn’t had one for over two years!! We’ve been living life without a credit card! In today’s world that may seem crazy. Because everyone has credit cards? Right?? Not this guy!! Before...
Are You Leaving Free Money on the Table? When I started my first real job out of college, some of the best advice I received about money was simple. A colleague advised, “Contribute to your retirement 401k plan enough to get the company match.” So without knowing a wit about what I was doing, I started contributing each and every...
A Day is the Same Length of Time for Everyone. What are You Doing with Yours? “Time waits for no man”. Unknown “All we have to decide is what to do with the time that is given us.” JRR Tolkien, The Fellowship of the Ring “Time is money.” Benjamin Franklin All the above quotes convey the same message about time,...
So you’re starting to build up that emergency fund. That’s great!! As I’m sure you’ve heard by now, most Americans can’t afford a $400 expense without selling something or going into debt. Which is terrifying and crazy at the same time. Because what if something breaks that you have to fix? Or what if you need tires on your car?...
Thoughts about Life and A Celebration of Love and Marriage. I’m sitting here writing in advance of a friend’s wedding, and just reminiscing about my wedding and other weddings I’ve attended. I enjoy attending weddings. It’s the celebration of two people joining their lives together. And the newness of it all. It should be one of the happiest days of...
The Power of Singular Focus Over Multitasking. Would you consider yourself to be a good multi-tasker? Do you find yourself juggling multiple tasks throughout the day. I certainly have. In my job, I often have multiple projects at various stages. And I find myself jumping from one to another often feeling like I’m not making progress on any of them....
Would You be Happier if You had Billions of Dollars? First thought: of course it would make me happy. I could pay off all my debt, and buy whatever I want. But . . . there’s always a but – right? Before we go too far, let’s just try to understand the magnitude of billions of dollars, 150 Billion Dollars...
