a father living and teaching a debt-free life!
I’ve had a great run. I’ve published over a hundred posts; 109 to be exact. But I think it might be time to move on to other things. I hope you’ve enjoyed the blog, and most, if not all, the things I’ve written about. Without readers I’d just be yelling into an empty room. I know some of you have...
Life is Short. So Why not Live a Little and Take Some Trips? That’s a loaded question for sure. Because, if you’ve been stressed at work recently or if you just need a break from your day-to-day life, a vacation is just what you need. But if you’re struggling to make ends meet, putting out more money than you have...
Do You Have at Least $1000 Saved for an Emergency? Most personal finance “experts” would recommend that everyone have at least $1000 saved in an emergency fund. In reality, you’ll need more, but $1000 is a nice round number. And you need somewhere to start. Considering that less than 40% of Americans could cover a $1000 emergency expense, it’s even...
Your Problem Is More Related to Your Behavior. The Bible says in Hebrews 12, “No discipline seems pleasant at the time . . . . but later produces a harvest of righteousness.” – paraphrased. I have read a few articles recently about the net worth of Americans at various age groups. I’ve noticed, as have others I’m sure, how the...
How Using a Budget Can Give You Freedom You Never Realized. Have you ever thought about a budget as being restrictive? Like maybe if you had to use one you would feel controlled and penned in like a domesticated animal? Do you see boundaries or a budget as limiting your freedom? Maybe you need to discover what a budget actually...
Spending Money on “Junk Food” not Only Isn’t Good For You, But it’s also Tough on Your Budget. So how did you spend your money today? My oldest son started listing off the items he had purchased. 3 sodas 1 bottle of water brownies 2 bags of M&Ms 1 donut 1 bag of chips “So . . . what did...
Life in the Fast Lane is Exciting, but filled with Stress and Risk. Driving in the fast lane can be a white-knuckle thrill ride on certain highways – if you’re into that sort of thing. Weaving in and out of traffic, and keeping a sharp eye out for that cop sitting just out of sight. The adrenaline rush that comes...
The Bible Teaches that Investing and Putting Your Money to Work is Good Stewardship. In an ideal situation, you have all the money you need to live your life the way you desire. All your needs are covered and even most of your wants. You only work on things that bring meaning and purpose to your life. You don’t go...
You Need Time on Your Side for Compounding to Work Its Magic. Too many song references in the title? . . . Anyway, in a previous article, I explored compound interest and how amazing it can be for your investments. In that article we discovered an example where you could choose to receive $25,000 each day for a month. Or,...
