a father living and teaching a debt-free life!
Are You Leaving Free Money on the Table? When I started my first real job out of college, some of the best advice I received about money was simple. A colleague advised, “Contribute to your retirement 401k plan enough to get the company match.” So without knowing a wit about what I was doing, I started contributing each and every...
A Day is the Same Length of Time for Everyone. What are You Doing with Yours? “Time waits for no man”. Unknown “All we have to decide is what to do with the time that is given us.” JRR Tolkien, The Fellowship of the Ring “Time is money.” Benjamin Franklin All the above quotes convey the same message about time,...
So you’re starting to build up that emergency fund. That’s great!! As I’m sure you’ve heard by now, most Americans can’t afford a $400 expense without selling something or going into debt. Which is terrifying and crazy at the same time. Because what if something breaks that you have to fix? Or what if you need tires on your car?...
Thoughts about Life and A Celebration of Love and Marriage. I’m sitting here writing in advance of a friend’s wedding, and just reminiscing about my wedding and other weddings I’ve attended. I enjoy attending weddings. It’s the celebration of two people joining their lives together. And the newness of it all. It should be one of the happiest days of...
The Power of Singular Focus Over Multitasking. Would you consider yourself to be a good multi-tasker? Do you find yourself juggling multiple tasks throughout the day. I certainly have. In my job, I often have multiple projects at various stages. And I find myself jumping from one to another often feeling like I’m not making progress on any of them....
Would You be Happier if You had Billions of Dollars? First thought: of course it would make me happy. I could pay off all my debt, and buy whatever I want. But . . . there’s always a but – right? Before we go too far, let’s just try to understand the magnitude of billions of dollars, 150 Billion Dollars...
Is Getting Out of Debt High on Your Priority List? If it isn’t, it should be. America is in debt up to its eyeballs. And I’m not just talking about the country, though the government is in debt also. Debt is at an all time high. And more is being added every day. Getting out of debt should be one...
The Power is in Your Hands, Your Choice of . . . There are three decisions that can affect your finances more than any other choice you’ll ever make. And though making a budget is necessary, and controlling your spending is required, if you choose wisely when making these decisions, you’ll set yourself up for financial success. Your choice of...
Don’t Waste Money By Buying Something You Already Have – that Still Works! In my opinion, there are specific things that we should buy once every ten years or more. But first, have you ever felt the urge to spend some money? Like maybe it’s burning a hole in your pocket? Sometimes I feel like I need something to research...
