2018: The Cash Dad Year in Review
The Cash Dad had a Great Year! How About You?
Before I go through this year in review, I just wanted to thank you, my reader, for being here. I would still have a blog without you, but no one would be reading it. 😉
This has been a great year for the Cash Dad! I started the blog back in October of 2017, and I seeded it with posts from my first blog. Since then things have been slow and steady. There have been four guest posts and interviews, and several posts featured elsewhere.
So sit back and relax, as I go through some of the Cash Dad highlights from 2018.
Guest Posts and Interviews
I started off the year by doing an interview with Mike over at married and harried.com
This was a fun interview to do, as I had to think about other topics besides money. Here’s a just one of the questions from that interview.
“What is the division of household chores between you, your partner, and the kids?
My wife and I had differing expectations going into marriage, and it took a few years of frustration and miscommunication before we ironed out our differences. Like most couples, we had to figure out what worked for us.
Since my wife stays at home, she takes care of most of the inside household chores like: household cleaning, cooking, laundry, ironing, and grocery shopping. I take care of all the things with a motor, and all outside chores like mowing grass, clearing snow and maintaining the pool. I also shoulder all the repairs and upgrades around the house.
I had only a few guest posts published on the blog this year. Tom from FiredUp Millennial gets the nod. He wrote an interesting article about refinancing and how in some cases it can be advantageous and perhaps speed up your debt payoff plan.
“What is Refinancing?
After you’ve financed something, like a car, home, education or even purchases on a credit card, a refinance is just that—a re-financing of that debt into a new loan or credit card account.
There are several reasons to do this. Interest rates, which fluctuate based on the market, might be lower now than when you took out your loan. You might need a lower monthly payment due to changing financial circumstances or want to consolidate several loans into one.
Whatever your reasoning, refinancing your debt can save you a lot of money over the long term. It can also, however, cost you money, so before jumping into a refinance, let’s take a look at how it works, as well as how to do it in a way that saves you money.” Read more . . .
A second guest post was written by my two boys. They had saved up their money towards a basketball hoop, and were eager to share their experience.
“How to Save Your Money – from a Kid’s Perspective.
When you have money in your pocket you are probably wanting to spend it or its just “burning a hole in your pocket.” If you’ve heard of the term “burning a hole in your pocket,” you know what I’m talking about. It means you just want to get rid of money. Kind of like you don’t want fire in your pocket.
When Dad brought up the idea of working for a basketball hoop got me excited. So I started working and getting payed. Sometimes the money burnt or almost burnt a hole in my pocket.” Read more . . .
“What’s the thing that you’ve struggled with the most since starting your blog?
Initially, writing quality articles was difficult, though I’d like to think that I’ve improved in that area.
Though my readers should really be the judge of that.
I’ve also struggled with the balance of writing content that my audience likes versus writing posts about what I think they need to hear.” Read more . . .
I had several posts featured on Rockstar Finance. If you’re not familiar with Rockstar, they syndicate the best of the personal finance blog articles. They pull articles from over a thousand blogs and publish the few best posts every weekday. They also send out a daily email with a few other “noteworthy” articles.
The traffic that comes from Rockstar Finance can be huge, especially for beginning blogs.
The first of my posts that were featured also happens to be one of my favorite posts. If you missed it, check out the excerpt below, and don’t forget to read the entire article.
Dealing With Payment Syndrome!
“Payment syndrome is widespread and devastating. Signing your future away to pay for things today is destroying our future financial situations. Learn to exercise some self control and delay purchases until you can pay in full with cash.
Marketers don’t even disclose the total price anymore. It’s all about the monthly payment. This is deceptive.
Don’t be fooled. At the least, consider the total financed price of whatever it is that you want to buy. And decide if you want to pay on those terms. For most situations it doesn’t make sense at all.” Read more . . .
A few months later, the second featured post was:
Your Finances Called. They Said, “Keep It Simple Stupid”!!
“Remember the KISS principle: keep it simple, stupid? Let’s apply it finances. Why do we think finances have to be complicated anyway? Is it because that’s what we’ve been told? Or maybe we don’t understand how to calculate ROIs and run a risk evaluation on a retirement portfolio. I’m not sure I can do either of those things that well either. Maybe with time and a lot of google . . . but I digress.
My point is, money and finances don’t have to be complicated. We just make it so. Your finances can be as simple or complex as you make them.
With that in mind, why make things harder than they have to be?” Read more . . .
And then, a third post was featured!!
Success With Money is All About Changing Your Behavior.
“There’s a common perception out there in the internets that uses math and numbers to “sell” personal finance fundamentals. And while I don’t have any problem with numbers and math per se (I’m an engineer after-all), it doesn’t tell the whole story. There’s far more to tell than just the math behind personal finance. The behavior that governs the decisions that we make regarding money is much more important than the math.
But the behavior that governs your personal finance habits is simply not preached enough. We learn and teach the math behind budgeting, debt, and investing. But the attitudes and behavior that make it happen are often forgotten.
To illustrate the importance of behavior, let me summarize where I think most people are with their money. From my perspective, there are three levels on the path to succeeding with your money.” Read more . . .
Year in Review: Final Thoughts
All in all, it’s been a great year. I hope you’ve enjoyed at least a few of these posts. Thanks for reading and for sticking around. I hope next year is just as good, and maybe even better.
If you have any questions about specific money issues or just want to say hi, you can drop me a line at email@example.com.