Category: Budgeting/Cutting Expenses

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Buy a Car with Cash or You can’t Afford It!!

Why Buying a Car with Cash is the Best Way to Go. Transportation costs are the second highest category in most people’s budget – behind housing. And cars only go down in value. Which sounds like a lose-lose situation to me. Learn how to buy a car with cash, and why. I wrote an article a while ago about the...

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The Powerball Jackpot and Illustrating Large Numbers.

Why You should Never play the lottery! The appeal of possibly (and I use this word loosely) winning millions of dollars draws many people to spending their hard-earned money on lottery tickets. But just like the staggering sums that you could win, the odds of winning said cash are equally as staggering. For instance, the Powerball jackpot is currently up...

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17 Insane Ways to Save Minimal Amounts of Money!

Are you desperate enough to try some insane budgeting tips to save even more money? I mentioned in a previous post some ways that I have used to save money. I’ve been able to save big $$$ by doing my own home improvement projects and upgrades, cutting my own hair, etc. Related: 10 Ways to Save Crazy Amounts of Money....

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How Much Do You Pay for Cable? Too Much??

Cable is a Disproportionate Chunk of My Monthly Budget. So how many of you pay more than $100 per month for cable TV? Why??!!?? When I hear someone talking about their latest cable bill, I often lose my mind. Quietly of course, because I’m friends with some of you. And your money choices are yours. But $180 or more for...

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10 Ways to Save Crazy Amounts of Money!

Learn Some Practical Ways to Save Money Quickly and Cut Costs. Each of these savings ideas below are things that I personally do or have done. I have saved thousands of dollars per year implementing these ideas. Okay, so that’s not exactly quick. But that kind of money does add up. Would any of you turn away from $3000 if...

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Do You Want Budget Chaos? Spend Miscellaneous-ly!

I’m Still Struggling with My Budget, Specifically the Miscellaneous Category. How many of you have a miscellaneous category in your budget? We do, and it seemed to always cause us trouble. We always put money in our budget for miscellaneous items, but that category always seemed to go over. Every. Single. Month. So what can we do? How do we...

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Impulse Buys Will Destroy Even the Best Budget.

When I go into a store, I can’t help myself. I always buy more than I planned. Is that you? Do you have trouble with impulse buys? Maybe you see a sale, or find a great deal. You know that time is short, and you can’t wait. Even tomorrow could be too late. So you pull the trigger, and that...

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How Much Is Your Insignificant Money Habit Costing You?

I don’t think my “latte factor” habit amounts to much. Can it really make a dent in my budget? We’ll get to those weekly spending habits and the latte factor. Don’t worry. But first, what’s your annual spending rate? Do you know it? I would venture to say that most of you know right off the top of your head...