Category: Debt

to use credit cards or not? 4

The Ultimate Personal Finance Dilemma: Should I Use Credit Cards?

7 Compelling Reasons To Stop Using Your Credit Cards!! Credit cards seem to be a divisive topic in the realm of personal finance. On one hand you have the Dave Ramsey believers who detest any and all forms of debt including credit...

your net worth matters 0

Is Your Net Worth a True Measure of Wealth?

I measure my financial standing by my income, although I’ve heard that your net worth is a better number. What is your net worth? Do you know how to calculate it? Is it the best way to measure your wealth? Here’s a...

mortgage payoff 0

I’ve Had Enough! I’m Destroying My Mortgage Debt Now!

My mortgage has been a chain around my neck too long. I’m ready to be rid of it. So I’m trying to pay off my mortgage as quickly as possible. Being debt-free, really debt-free, is something my wife and I have set...

student loan debt cycle 4

Student Loan Debt Cycle: Breaking Free from Its Grasp

How can I attend college without being a statistic in the student loan debt cycle? The student loan crisis is at an all time high – $1.4 TRILLION – with a “T”. That is a crazy big number. If you had 1 million...

debt makes me a slave 8

How My Debt Makes Me a Slave Even in Today’s World!

I’ve Heard My Debt Makes Me a Slave to My Bank/Lender. What’s the first thing that comes to mind when someone mentions slavery? Do you think of a racially charged movie? Maybe you think historically of the injustice of owning a human being...

pay down debt 0

Pay Down Your Debt Quickly with the Right Method!

My debt load is crushing my finances! I need relief! Do you have debt? You may be thinking, “What a dumb question. Of course I have debt. Doesn’t everybody?” Yes . . . and no. Roughly 75% of all Americans have debt,...