Category: Debt

do you even side hustle 15

Do You Even Side Hustle? Why I don’t.

I need some extra money. How can I earn more to pay off my debt? Do you ever wish you had some extra money? Maybe your income is not sufficient to meet your expenses monthly. The solution is a side hustle. You...

understanding a mortgage 8

How Much House Can I Afford with a Mortgage?

Understanding a Mortgage and Preparing You for Home-Ownership. So you want to dive into home-ownership? Good for you! After-all isn’t that the American dream? Home-ownership can be rewarding provided you go about it the right way. But even then, there is still...

You have Payment Syndrome 15

Dealing With Payment Syndrome!

Do You Suffer From Payment Syndrome? There is near my house, a store that I hate to see people enter. The people that frequent these stores suffer from what I like to call, “payment syndrome”. They only care about the payment of...

Get out of debt by refinancing 3

Refinancing Your Way Out of Debt?

Guest Post from Fired Up Millennial: Save Money through Refinancing This is a special guest post from Tom over at firedupmillennial.com Tom is a millennial blogger who runs a personal finance site centered around achieving FIRE (financial independence – retire early). You...

to use credit cards or not? 4

The Ultimate Personal Finance Dilemma: Should I Use Credit Cards?

7 Compelling Reasons To Stop Using Your Credit Cards!! Credit cards seem to be a divisive topic in the realm of personal finance. On one hand you have the Dave Ramsey believers who detest any and all forms of debt including credit...

your net worth matters 1

Is Your Net Worth a True Measure of Wealth?

I measure my financial standing by my income, although I’ve heard that your net worth is a better number. What is your net worth? Do you know how to calculate it? Is it the best way to measure your wealth? Here’s a...

mortgage payoff 0

I’ve Had Enough! I’m Destroying My Mortgage Debt Now!

My mortgage has been a chain around my neck too long. I’m ready to be rid of it. So I’m trying to pay off my mortgage as quickly as possible. Being debt-free, really debt-free, is something my wife and I have set...

student loan debt cycle 4

Student Loan Debt Cycle: Breaking Free from Its Grasp

How can I attend college without being a statistic in the student loan debt cycle? The student loan crisis is at an all time high – $1.4 TRILLION – with a “T”. That is a crazy big number. If you had 1 million...