Category: Debt

Living payment-to-payment 0

Forget Paycheck to Paycheck! Are You Living Payment to Payment?

Do You Find it Hard to Keep Track of Your Many Payments? You’ve heard the common phrase, “Living paycheck to paycheck”. I would submit that for most of us it’s not the paycheck that’s the problem. It’s on the other side of the balance sheet where we get into trouble. You see, we’re living payment-to-payment. Related: The Payment Syndrome is...

Elininate Your student loans 1

How to Eliminate Your Student Loans for Good!

Left Alone, Student Loans Will Destroy Your Finances. So you have student loans? Don’t worry, you’re certainly not alone. There are 44 million other Americans who have an average debt of just over $37,000 in student loan debt also. But unlike many, who are resigned to their seemingly miserable fate of payments until they die, you actually want to get...

Invest, don't pay a car payment 3

Are You Driving Your Retirement?

Your Retirement is More Important than Any Car or Car Payment. Is retirement investing on your radar? Or are you living in the moment with the thought that you’ll just work forever? Before we get to how your car payment fits into this narrative, let’s discuss retirement. If you’re not putting any money away regularly for retirement and your future,...

financial lessons from the Titanic 5

What can the Tragedy of the Titanic Teach Us About Money?

Lessons on Risk and Behavior from the Tragic Tale of the RMS Titanic. On April 14, 1912, the RMS Titanic struck a large iceberg in the North Atlantic. It was a colossal disaster. It only took 2 hours and 40 minutes for the the most advanced, state-of-the-art ship at the time, to sink to bitter cold depths of the north...

life without a credit card 2

It’s Possible to Live Life Without a Credit Card!

Think You Can’t Live Without a Credit Card?? Think Again. For the last 20 months, I haven’t had a credit card. Not a single one! And my wife hasn’t had one for over two years!! We’ve been living life without a credit card! In today’s world that may seem crazy. Because everyone has credit cards? Right?? Not this guy!! Before...

the power of focus 1

Can Focus be Your Most Powerful Debt Destroying Tool?

The Power of Singular Focus Over Multitasking. Would you consider yourself to be a good multi-tasker? Do you find yourself juggling multiple tasks throughout the day. I certainly have. In my job, I often have multiple projects at various stages. And I find myself jumping from one to another often feeling like I’m not making progress on any of them....

getting out of debt 2

The 3 Keys to Getting Out Of Debt, and Staying Out!!

Is Getting Out of Debt High on Your Priority List? If it isn’t, it should be. America is in debt up to its eyeballs. And I’m not just talking about the country, though the government is in debt also. Debt is at an all time high. And more is being added every day. Getting out of debt should be one...

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Do You Even Side Hustle? Why I don’t.

I need some extra money. How can I earn more to pay off my debt? Do you ever wish you had some extra money? Maybe your income is not sufficient to meet your expenses monthly. The solution is a side hustle. You might be thinking – What? What in the world are you talking about? I’m talking of course about...