Category: Debt

financial lessons from the Titanic 3

What can the Tragedy of the Titanic Teach Us About Money?

Lessons on Risk and Behavior from the Tragic Tale of the RMS Titanic. On April 14, 1912, the RMS Titanic struck a large iceberg in the North Atlantic. It was a colossal disaster. It only took 2 hours and 40 minutes for the the most advanced, state-of-the-art ship at the time, to sink to bitter cold depths of the north...

life without a credit card 2

It’s Possible to Live Life Without a Credit Card!

Think You Can’t Live Without a Credit Card?? Think Again. For the last 20 months, I haven’t had a credit card. Not a single one! And my wife hasn’t had one for over two years!! We’ve been living life without a credit card! In today’s world that may seem crazy. Because everyone has credit cards? Right?? Not this guy!! Before...

the power of focus 1

Can Focus be Your Most Powerful Debt Destroying Tool?

The Power of Singular Focus Over Multitasking. Would you consider yourself to be a good multi-tasker? Do you find yourself juggling multiple tasks throughout the day. I certainly have. In my job, I often have multiple projects at various stages. And I find myself jumping from one to another often feeling like I’m not making progress on any of them....

getting out of debt 2

The 3 Keys to Getting Out Of Debt, and Staying Out!!

Is Getting Out of Debt High on Your Priority List? If it isn’t, it should be. America is in debt up to its eyeballs. And I’m not just talking about the country, though the government is in debt also. Debt is at an all time high. And more is being added every day. Getting out of debt should be one...

do you even side hustle 15

Do You Even Side Hustle? Why I don’t.

I need some extra money. How can I earn more to pay off my debt? Do you ever wish you had some extra money? Maybe your income is not sufficient to meet your expenses monthly. The solution is a side hustle. You might be thinking – What? What in the world are you talking about? I’m talking of course about...

understanding a mortgage 8

How Much House Can I Afford with a Mortgage?

Understanding a Mortgage and Preparing You for Home-Ownership. So you want to dive into home-ownership? Good for you! After-all isn’t that the American dream? Home-ownership can be rewarding provided you go about it the right way. But even then, there is still risk that it doesn’t work out. Though don’t let that scare you. There is something magical about being...

You have Payment Syndrome 15

Dealing With Payment Syndrome!

Do You Suffer From Payment Syndrome? There is near my house, a store that I hate to see people enter. The people that frequent these stores suffer from what I like to call, “payment syndrome”. They only care about the payment of whatever it is they want to buy. And these stores cater to the payment syndrome sufferers. No, the...

Get out of debt by refinancing 3

Refinancing Your Way Out of Debt?

Guest Post from Fired Up Millennial: Save Money through Refinancing This is a special guest post from Tom over at firedupmillennial.com Tom is a millennial blogger who runs a personal finance site centered around achieving FIRE (financial independence – retire early). You can find him on Twitter @FIREdUpMillenn to follow his journey and stay updated on his newest posts. Tom...