Category: Personal Finance Inspiration

get rich quick money 0

Would You Recognize a Get Rich Quick Scheme if You Saw It?

Get Rich Quick Opportunities Through History and Current Back on January 24, 1848, James Marshall discovered gold at Sutter’s Mill in California. And so began the California Gold Rush. Hundreds of thousands of people immigrated from all over North America for the chance to get rich quick. You might remember from history class, the people who eventually ended up in California...

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Is a Debt Free Life Really the Ultimate Goal?

While You’re Chasing Your Money Goals, are You Still Living Your Life? I’ve written fairly extensively about becoming debt free. My family still has a mortgage remaining. And we have no other consumer debt of any kind. We have more than 50% equity in our house, and our net worth is trending up. We’re well on our way towards a...

Your behavior is important 12

Success With Money is All About Changing Your Behavior.

The Most Important Tenet of Personal Finance is Your Behavior Not Your Knowledge of Math or Numbers. There’s a common perception out there in the internets that uses math and numbers to “sell” personal finance fundamentals. And while I don’t have any problem with numbers and math per se (I’m an engineer after-all), it doesn’t tell the whole story. There’s...

Life is Hard enough without adding worry 1

“Don’t Worry! Be Happy” and Take Control of Your Life.

Life is Better Without Worry. I was sitting on my deck recently watching my kids in the yard play their version of football. It basically consisted of one of them throwing the ball to the other. And then the one without the ball tried to tackle the one with the ball. If they made the tackle, then they would start...

spending your time 1

How Are You Spending Your Time?

A Day is the Same Length of Time for Everyone. What are You Doing with Yours? “Time waits for no man”. Unknown “All we have to decide is what to do with the time that is given us.”  JRR Tolkien, The Fellowship of the Ring “Time is money.” Benjamin Franklin All the above quotes convey the same message about time,...

Lessons We've Learned 5

Life Lessons We’ve Learned and Advice for Newlyweds.

Thoughts about Life and A Celebration of Love and Marriage. I’m sitting here writing in advance of a friend’s wedding, and just reminiscing about my wedding and other weddings I’ve attended. I enjoy attending weddings. It’s the celebration of two people joining their lives together. And the newness of it all. It should be one of the happiest days of...

Money Doesn't Equal Happiness 1

Does Your Happiness Coincide with your Bank Account?

Would You be Happier if You had Billions of Dollars? First thought: of course it would make me happy. I could pay off all my debt, and buy whatever I want. But . . . there’s always a but – right? Before we go too far, let’s just try to understand the magnitude of billions of dollars, 150 Billion Dollars...

your choice of city could cost you millions 4

The 3 Choices That Could Cost You Millions of Dollars.

The Power is in Your Hands, Your Choice of . . . There are three decisions that can affect your finances more than any other choice you’ll ever make. And though making a budget is necessary, and controlling your spending is required, if you choose wisely when making these decisions, you’ll set yourself up for financial success. Your choice of...