Category: Saving/Investing

don't jump off the investing roller coaster 1

Don’t Jump Off the Investing Roller Coaster!

Investing in the Stock Market is a Course in Staying Patient. There’s an old saying that goes something . . . . Well, maybe it’s not that old. But it goes something like this. “You only get hurt on a roller coaster if you jump off.” And while you can’t actually jump off of a roller coaster, because you’re strapped...

Are you ready for retirement 1

Are You Ready For Retirement?

Prioritizing Retirement Savings and the Basics of Retirement savings Plans. Are you ready for retirement? Have you even thought about it? Financially, I mean. Do you have a plan that you’re contributing to regularly that will be able to sustain you and your family when you reach the end of your working life? It’s a serious question. Are you ready?...

free money 401k match 3

Make the Most of Your 401k With Free Money.

Are You Leaving Free Money on the Table? When I started my first real job out of college, some of the best advice I received about money was simple. A colleague advised, “Contribute to your retirement 401k plan enough to get the company match.” So without knowing a wit about what I was doing, I started contributing each and every...

Where to stash your cash? 1

So, Where Do You Stash Your Cash?

So you’re starting to build up that emergency fund. That’s great!! As I’m sure you’ve heard by now, most Americans can’t afford a $400 expense without selling something or going into debt. Which is terrifying and crazy at the same time. Because what if something breaks that you have to fix? Or what if you need tires on your car?...

Your House is a Bad Investment 8

In a World of Bad Investments, Houses are King!!

As Far as a Bad Investment Goes, Your House is Right Up There!! Before we get into this, just know that real estate is not necessarily a bad investment. And I’m not against buying real estate. But I’ve heard over and over again, “Buy a house! It’s not a bad investment!”? Or, “Stop renting, You’re just throwing money away!” Listen...

Who wants to be a millionaire? 2

You! Even You! Can Become a Millionaire!

Who Wants to Be a Millionaire? Have you ever seen that show, “Who wants to be a millionaire”? Of course you have, and it’s interesting. Contestants answer questions of increasing difficulty with increasing levels of money attached to them, until the final question has a million dollar value. If they get it right, they win a million dollars. Along the...

financial years of plenty 4

What are Financial Years of Plenty? And Why Should I care?

The stock market is boomin’ and wages are up! When times are good, as they are now, most people tend to inflate their lifestyle to match their added income. In other words, they spend their raises or gains as soon as they hit their bank accounts. And “easy” money is as plentiful as trees in the forest. This reminds me...

invest despite market fluctuations 6

Market Fluctuations are Like Taking a Road Trip with Kids!

How can I Ignore the Market Fluctuations and Keep My Money Invested With Confidence? Before we get to the market fluctuations and investing with confidence, I have to tell you a little story. I recently took a relatively short 3 hour road trip with my Dad and my two boys. And while it was fun, there were certainly some interesting...