Category: Saving/Investing

Your House is a Bad Investment 8

In a World of Bad Investments, Houses are King!!

As Far as a Bad Investment Goes, Your House is Right Up There!! Before we get into this, just know that real estate is not necessarily a bad investment. And I’m not against buying real estate. But I’ve heard over and over again, “Buy a house! It’s not a bad investment!”? Or, “Stop renting, You’re just throwing money away!” Listen...

Who wants to be a millionaire? 2

You! Even You! Can Become a Millionaire!

Who Wants to Be a Millionaire? Have you ever seen that show, “Who wants to be a millionaire”? Of course you have, and it’s interesting. Contestants answer questions of increasing difficulty with increasing levels of money attached to them, until the final question has a million dollar value. If they get it right, they win a million dollars. Along the...

financial years of plenty 4

What are Financial Years of Plenty? And Why Should I care?

The stock market is boomin’ and wages are up! When times are good, as they are now, most people tend to inflate their lifestyle to match their added income. In other words, they spend their raises or gains as soon as they hit their bank accounts. And “easy” money is as plentiful as trees in the forest. This reminds me...

invest despite market fluctuations 6

Market Fluctuations are Like Taking a Road Trip with Kids!

How can I Ignore the Market Fluctuations and Keep My Money Invested With Confidence? Before we get to the market fluctuations and investing with confidence, I have to tell you a little story. I recently took a relatively short 3 hour road trip with my Dad and my two boys. And while it was fun, there were certainly some interesting...

secret of the wealthy 1% 0

How Can I Use the Secret of the Wealthy 1% for Me?

The top earners (1%) are getting richer!! While the rest are getting poorer? We’ve all heard about the 1%, and how their income is “growing at an alarming rate” compared to the rest of us. Does that make you un-easy? That someone else’s net worth or income is larger than yours? Do you think it’s unfair that they “have” whatever...

saving and compound interest 2

Compounding Interest Makes Your Savings Soar!!

Does compounding interest matter when I start saving for retirement, or is the amount I save more important? If you don’t have any savings for retirement or otherwise, you have a problem. But, hopefully, by the time you’re finished with this article, you’ll be encouraged to start saving immediately. Compounding interest and time are powerful money-making tools that you can’t ignore. Albert...

peanut butter emergency fund 0

You Need an Emergency Fund Even For Peanut Butter!

How Can I Ensure that I Have Something Set Aside for Emergencies (Peanut Butter or Otherwise)? It was a lazy Saturday, around lunch-time. It was the time of the day when your stomach begins to remind you that you last ate a long 4 hours ago. This was my situation. Of course I started rummaging around the kitchen cupboards looking for...