the Cash Dad Blog

money is only a tool 6

Money is Only a Tool . . . Nothing More.

Money has No Value in Itself, Its Value Lies in Its Ability to Enable . . . Yes, this is primarily a money blog. And yes, I’m telling you that money has no value, and that money is only a tool. What I mean is that money can’t do anything for you while it’s just sitting in your bank account....

thoughts on financial leverage 0

Financial Leverage: Is it the Missing Piece of Your Financial Plan?

Could leveraging your assets to earn even more money be the key to wealth? “In order to get what you want, one has only to apply the proper amount of leverage.” Have you ever heard that before? Usually someone is referring to squeezing information out of someone else. But there are many different kinds of leverage. Financial leverage can be...

financial knowledge 0

Our Financial Knowledge Alone is Insufficient for Success.

After re-reading this article, I’ll admit that it does come off as a little bit of a rant. I apologize in advance for the getting up on my soapbox, but I think this needs to be said. . . . Just know that I warned you. 😉 ************************ Personal Responsibility and Financial Knowledge Go Hand in Hand. The amount of...

living debt free 5

Have You Ever Been Debt Free?

Our Culture Has Been Brainwashed to Think Debt is Ok. Being in debt is normal. And a debt free person is an anomaly.  There. I said it. And you hear. . . err . . . or read it. You’re in debt, and I’m in debt. It’s the definition of normal. Some of us have more or less debt than...

Creating a simple budget in excel 1

An Easy How-to For Creating a Simple Budget in Excel.

Learn How to Create a Simple Budget in Excel. So you need a budget? You’ve read many an article about budgeting. Maybe even one or two on this very site. Like this one. Or this one from last week? And now you’ve finally decided to take the plunge and create your very first budget. Happy New Year! But how do...

here's to new beginnings 1

Here’s to New Beginnings!

As We Start 2019, What’s More Exciting Than Starting Something New? Beginnings are always exciting. Whether it’s a job change, a new house, or a new relationship, starting something new has a suspense and mystique about it. Maybe it’s because we wonder what’s going to happen? Or we think about what could happen. At the start there is always limitless...

year in review 0

2018: The Cash Dad Year in Review

The Cash Dad had a Great Year! How About You? Before I go through this year in review, I just wanted to thank you, my reader, for being here. I would still have a blog without you, but no one would be reading it. 😉 This has been a great year for the Cash Dad! I started the blog back...

Are you ready for retirement 1

Are You Ready For Retirement?

Prioritizing Retirement Savings and the Basics of Retirement savings Plans. Are you ready for retirement? Have you even thought about it? Financially, I mean. Do you have a plan that you’re contributing to regularly that will be able to sustain you and your family when you reach the end of your working life? It’s a serious question. Are you ready?...