Tagged: Budget

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It’s Possible to Live Life Without a Credit Card!

Think You Can’t Live Without a Credit Card?? Think Again. For the last 20 months, I haven’t had a credit card. Not a single one! And my wife hasn’t had one for over two years!! We’ve been living life without a credit card! In today’s world that may seem crazy. Because everyone has credit cards? Right?? Not this guy!! Before...

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Be Frugal and Purchase These Things Once Every Ten Years.

Don’t Waste Money By Buying Something You Already Have – that Still Works! In my opinion, there are specific things that we should buy once every ten years or more. But first, have you ever felt the urge to spend some money? Like maybe it’s burning a hole in your pocket? Sometimes I feel like I need something to research...

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Your Finances Called. They Said, “Keep It Simple Stupid”!!

Why We Should K.I.S.S. – Keep It Simple Stupid. Remember the KISS principle: keep it simple, stupid? Let’s apply it finances. Why do we think finances have to be complicated anyway? Is it because that’s what we’ve been told? Or maybe we don’t understand how to calculate ROIs and run a risk evaluation on a retirement portfolio. I’m not sure...

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Is Your Cell Phone Bill Ruining Your Monthly Budget?

Is Your Cell Phone the One Thing that You can’t Live without Despite the Hefty Cell Phone Bill? No matter where we go or what we do, it’s always there. Most of us have smartphones, though I have seen the ubiquitous flip/feature phone in the wild. They are out there . . . trust me. You know who you are....

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Can a Blog Post Change Your Life?

Can Reading a Great Blog Post or Article Change Your Life? Blogs have been around for quite a few years now. Most of us read articles (like this one) written by common people all the time on one blog or another. Even some well known websites started as blogs years ago. For instance, did you know that the “Huffington Post”...

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How to Take Advantage of the Auction Experience.

The Auction Experience and Getting Out With Your Budget Intact. “We have here a nice set of wind chimes. Ladies and gentlemen, get out your pocketbooks, and bid on these beauties. Let’s start the bidding at fifty dollas. Now who’ll gimme fity, fity dollas, do I hear fity, now twenty-five dollas? Twenty-five, twenty-five dollas?” “Thank-ya ma’am”, he said with a...

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Can Wasting Money Destroy Your Get Out of Debt Plan?

Here are 8 Ways You Could be Wasting Money Unintentionally. Are you looking for ways to cut back? Do you feel like you’re wasting money? I think there are many ways that we waste money whether it’s intentional or not. And if you’re on the journey out of debt, you need all the extra money you can find. Setbacks along...

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17 Insane Ways to Save Minimal Amounts of Money!

Are you desperate enough to try some insane budgeting tips to save even more money? I mentioned in a previous post some ways that I have used to save money. I’ve been able to save big $$$ by doing my own home improvement projects and upgrades, cutting my own hair, etc. Related: 10 Ways to Save Crazy Amounts of Money....