Tagged: debt

the power of focus 1

Can Focus be Your Most Powerful Debt Destroying Tool?

The Power of Singular Focus Over Multitasking. Would you consider yourself to be a good multi-tasker? Do you find yourself juggling multiple tasks throughout the day. I certainly have. In my job, I often have multiple projects at various stages. And I find myself jumping from one to another often feeling like I’m not making progress on any of them....

getting out of debt 2

The 3 Keys to Getting Out Of Debt, and Staying Out!!

Is Getting Out of Debt High on Your Priority List? If it isn’t, it should be. America is in debt up to its eyeballs. And I’m not just talking about the country, though the government is in debt also. Debt is at an all time high. And more is being added every day. Getting out of debt should be one...

Status Symbol competition 10

Observations of a Culture Filled with Status Symbol Competition!!

What would You do to maintain a Status Symbol and “keep up appearances”? If you drive through my town, you might start to notice something peculiar. And while I think of it as out of place, you might think it’s normal and just like everywhere else. And perhaps it is, but even the quaint hamlet in which I live is...

understanding a mortgage 8

How Much House Can I Afford with a Mortgage?

Understanding a Mortgage and Preparing You for Home-Ownership. So you want to dive into home-ownership? Good for you! After-all isn’t that the American dream? Home-ownership can be rewarding provided you go about it the right way. But even then, there is still risk that it doesn’t work out. Though don’t let that scare you. There is something magical about being...

Get out of debt by refinancing 3

Refinancing Your Way Out of Debt?

Guest Post from Fired Up Millennial: Save Money through Refinancing This is a special guest post from Tom over at firedupmillennial.com Tom is a millennial blogger who runs a personal finance site centered around achieving FIRE (financial independence – retire early). You can find him on Twitter @FIREdUpMillenn to follow his journey and stay updated on his newest posts. Tom...

to use credit cards or not? 4

The Ultimate Personal Finance Dilemma: Should I Use Credit Cards?

7 Compelling Reasons To Stop Using Your Credit Cards!! Credit cards seem to be a divisive topic in the realm of personal finance. On one hand you have the Dave Ramsey believers who detest any and all forms of debt including credit cards. And on the other hand, you have seemingly everybody else. But the credit card proponents recognize that...

your net worth matters 1

Is Your Net Worth a True Measure of Wealth?

I measure my financial standing by my income, although I’ve heard that your net worth is a better number. What is your net worth? Do you know how to calculate it? Is it the best way to measure your wealth? Here’s a clue. Your net worth isn’t directly tied to the amount of stuff you have, the size of your...

mortgage payoff 2

I’ve Had Enough! I’m Destroying My Mortgage Debt Now!

My mortgage has been a chain around my neck too long. I’m ready to be rid of it. So I’m trying to pay off my mortgage as quickly as possible. Being debt-free, really debt-free, is something my wife and I have set up as a goal for us. I wanted to go through some of my reasoning, and share my...