Tagged: debt

understanding a mortgage 8

How Much House Can I Afford with a Mortgage?

Understanding a Mortgage and Preparing You for Home-Ownership. So you want to dive into home-ownership? Good for you! After-all isn’t that the American dream? Home-ownership can be rewarding provided you go about it the right way. But even then, there is still...

Get out of debt by refinancing 3

Refinancing Your Way Out of Debt?

Guest Post from Fired Up Millennial: Save Money through Refinancing This is a special guest post from Tom over at firedupmillennial.com Tom is a millennial blogger who runs a personal finance site centered around achieving FIRE (financial independence – retire early). You...

to use credit cards or not? 4

The Ultimate Personal Finance Dilemma: Should I Use Credit Cards?

7 Compelling Reasons To Stop Using Your Credit Cards!! Credit cards seem to be a divisive topic in the realm of personal finance. On one hand you have the Dave Ramsey believers who detest any and all forms of debt including credit...

your net worth matters 1

Is Your Net Worth a True Measure of Wealth?

I measure my financial standing by my income, although I’ve heard that your net worth is a better number. What is your net worth? Do you know how to calculate it? Is it the best way to measure your wealth? Here’s a...

mortgage payoff 0

I’ve Had Enough! I’m Destroying My Mortgage Debt Now!

My mortgage has been a chain around my neck too long. I’m ready to be rid of it. So I’m trying to pay off my mortgage as quickly as possible. Being debt-free, really debt-free, is something my wife and I have set...

rich man older son drawing 0

Rich Man, Poor Man, Debt and Wealth

Guest Post: Money Thoughts from the Minds of 2 Kids. This post deviates from my normal post style, but that’s because I have two special guest posters. These two have followed the blog ever since its inception. They’ve asked how many Twitter...

student loan debt cycle 4

Student Loan Debt Cycle: Breaking Free from Its Grasp

How can I attend college without being a statistic in the student loan debt cycle? The student loan crisis is at an all time high – $1.4 TRILLION – with a “T”. That is a crazy big number. If you had 1 million...