Tagged: Investing

free money 401k match 3

Make the Most of Your 401k With Free Money.

Are You Leaving Free Money on the Table? When I started my first real job out of college, some of the best advice I received about money was simple. A colleague advised, “Contribute to your retirement 401k plan enough to get the company match.” So without knowing a wit about what I was doing, I started contributing each and every...

keep it simple stupid 5

Your Finances Called. They Said, “Keep It Simple Stupid”!!

Why We Should K.I.S.S. – Keep It Simple Stupid. Remember the KISS principle: keep it simple, stupid? Let’s apply it finances. Why do we think finances have to be complicated anyway? Is it because that’s what we’ve been told? Or maybe we don’t understand how to calculate ROIs and run a risk evaluation on a retirement portfolio. I’m not sure...

Your House is a Bad Investment 8

In a World of Bad Investments, Houses are King!!

As Far as a Bad Investment Goes, Your House is Right Up There!! Before we get into this, just know that real estate is not necessarily a bad investment. And I’m not against buying real estate. But I’ve heard over and over again, “Buy a house! It’s not a bad investment!”? Or, “Stop renting, You’re just throwing money away!” Listen...

Who wants to be a millionaire? 2

You! Even You! Can Become a Millionaire!

Who Wants to Be a Millionaire? Have you ever seen that show, “Who wants to be a millionaire”? Of course you have, and it’s interesting. Contestants answer questions of increasing difficulty with increasing levels of money attached to them, until the final question has a million dollar value. If they get it right, they win a million dollars. Along the...

financial years of plenty 4

What are Financial Years of Plenty? And Why Should I care?

The stock market is boomin’ and wages are up! When times are good, as they are now, most people tend to inflate their lifestyle to match their added income. In other words, they spend their raises or gains as soon as they hit their bank accounts. And “easy” money is as plentiful as trees in the forest. This reminds me...

invest despite market fluctuations 6

Market Fluctuations are Like Taking a Road Trip with Kids!

How can I Ignore the Market Fluctuations and Keep My Money Invested With Confidence? Before we get to the market fluctuations and investing with confidence, I have to tell you a little story. I recently took a relatively short 3 hour road trip with my Dad and my two boys. And while it was fun, there were certainly some interesting...

dear younger me 4

My Money and Life Advice for Younger Me!

A Heartfelt Letter to Younger Me on Money and Life. I know it’s physically impossible, unless someone invents some time traveling device. (How cool would that be?) But if you could write a letter and deliver it to your younger self, what would you say? I know hindsight is 20-20, but just think of what you might tell yourself armed...