Tagged: spending

spending your time 1

How Are You Spending Your Time?

A Day is the Same Length of Time for Everyone. What are You Doing with Yours? “Time waits for no man”. Unknown “All we have to decide is what to do with the time that is given us.”  JRR Tolkien, The Fellowship of the Ring “Time is money.” Benjamin Franklin All the above quotes convey the same message about time,...

miscellaneous budget spending 2

Do You Want Budget Chaos? Spend Miscellaneous-ly!

I’m Still Struggling with My Budget, Specifically the Miscellaneous Category. How many of you have a miscellaneous category in your budget? We do, and it seemed to always cause us trouble. We always put money in our budget for miscellaneous items, but that category always seemed to go over. Every. Single. Month. So what can we do? How do we...

coffee money habit 0

How Much Is Your Insignificant Money Habit Costing You?

I don’t think my “latte factor” habit amounts to much. Can it really make a dent in my budget? We’ll get to those weekly spending habits and the latte factor. Don’t worry. But first, what’s your annual spending rate? Do you know it? I would venture to say that most of you know right off the top of your head...